Roger Lee

Will Smartphone and Mobile checkouts replace credit cards?

Technology keeps advancing. What was a dream or an idea a few years back in now reality. The future keeps approaching at a faster and faster pace. It was only a few short years ago that rumors started to swirl about being able to use your mobile phone ... Read >

U.S. Struggles To Maintain Credit Scores

With record levels of unemployment, continuous jobs losses, salary cuts and the loss of overtime the American consumer is being hurt three times, once with the loss of income and the second time with a drop in their credit scores and lastly with an increa... Read >

Why is Leaving a Big Bank so Difficult?

Recently, there has been a large revolt against financial institutions, namely the big banks. Occupy Wall Street has been spreading and continues to demonstrate against the unruly practices of our banks. Many average Americans have become fed up with t... Read >

What do investment banks do?

Being the average American consumer and bank customer, I assumed that my local bank was a just a bank where you deposits money, wrote checks and got loans. I knew they also handled business accounts and mortgages and offered insurance. But as far as I kne... Read >

Are Your Savings Safe?

The Federal Government set up an independent government agency to insure all bank deposits in the USA. All registered and licensed banks in the US are required to have specific accounts covered by FDIC insurance and to post the FDIC logo. There are man... Read >

Arizona Leads the Country in ID Theft

In 2007 and 2008 Arizona led the country in ID thefts reported in its borders. In 2007 there were over 8500 cases reported in Arizona. Again this year, it looks like Arizona will once again claim this honor. Cases of Identity Theft are broken down int... Read >

What are Instant Approval Credit Cards?

In today's world of instant results today's consumers have come to expect an immediate result from their actions. This is particularly true with actions taken online. Applying for a credit card online is no exception. To meet this expectation credit card ... Read >

Using a Credit Card as a Loan Source

Credit Cards are of course loans but with some major differences to a standard bank loan. Overall, a credit card is more flexible than a bank loan which can make it cheaper in the long term despite the interest rates often being much higher than a standar... Read >

Get a Credit Card Even With Bad Credit

Bad credit is definitely something you’ll want to take steps to avoid, but if you already have bad credit that’s all the more reason to improve it now. A credit card can be a great way to do this. Bear in mind, many people assume they have poor credit rat... Read >

Credit Cards Available Today

Today, there are so many credit cards available on the market that it is very easy to get overwhelmed with it all. There are quite literally hundreds of different types of credit cards, each claiming to be the best one for you so where do you even start? ... Read >

Choosing a Credit Card Issuer

There are numerous credit card issuers in the world today. It is difficult to say that one is the absolute best. The credit card issuer you choose has to be right for you and you’ll want to find which issuer is best for you based upon what you are looking... Read >

Business Credit Cards vs Business Loans

At first it may seem to make little sense taking out a business credit card, businesses unlike individuals with jobs may have income that goes up and down so taking out a credit card that needs paying each month is a risk. It is sadly true though that ban... Read >

Basics of Credit Cards - Read this if you know nothing!

A credit card is plastic card issued by banks to their clients as a way to make payments. This small plastic card allows the card member to buy goods and get services based on his promise that he will pay for the products and services rendered. In the ... Read >